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by Andy Is Wicked Married to Penal Colony on May 17th, 2008
Typically, you would pay your collision deductible and the insurance carrier would cover the rest. Once you have established a claim, you can pay the shop directly with a check received from the insurance company or in some cases they can pay the repair shop directly. You can't just get it fixed and then present the insurance co. with a bill though.
Have a couple of estimates done. See how much more than your deductible it will be to fix and then decide whether to pay out of pocket or let the insurance company pay. Keep in mind, even though no other car was involved and the repairs won't likely be that much, they can (and will) still consider that an "accident" and apply a surcharge 6 times out of 10.
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You're reading Insurance question: I backed into a pole (crappy day), how does one typically go about submitting such a claim for insurance? Do you pay them your deductable and then they pay the shop? Is it usually worth getting them involved, or cheaper for you to pay?
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Comments
Ick, what a crappy day :(
Thanks Andy :)
by Cyndi Ninja on May 17th, 2008
BTDT :) Sorry you had a crappy day. Perhaps a clown was behind it.
by Andy Is Wicked Married to Penal Colony on May 17th, 2008
I'm sure carrot top is off somewhere laughing hysterically!
by Cyndi Ninja on May 17th, 2008
Oh Cyndi!! Poles, HDL, checks and clowns! I do think crappy day is an understatement. Are you OK??
by csimme01 and Ninja Cooper UNMASKED on May 17th, 2008
Here, hold NC , let him lick your nose and it will make you feel better.
by csimme01 and Ninja Cooper UNMASKED on May 17th, 2008
Aw, thanks Cooper...much better!
Lol, all those were my issues (except the checks, I was just curious heehee) :)
by Cyndi Ninja on May 17th, 2008