by Anonymous on July 16th, 2007

Anonymous

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In Oregon what happens when two people back into each other in a parking lot? This wasn't in my car but I do have full coverage with my insurance company. If anything, the other driver was more at fault because I was almost done backing out when he began.

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  • by geek860 on July 16th, 2007

    geek860

    Hard to prove in most cases, but if you take pictures and the damage on the vehicles confirms your account, then chances are the other person could be at fault. But, unless you can prove fault beyond a reasonable doubt the insurance company will probably go 50/50 on the fault.

    Do your homework, prove your case.

    Comments
    • Yeah I should have taken pictures but did not. If the insurance companies do in fact cover it (Nelson L. Squeeko mentioned they will not) do you know if they will allow me to use my policy for this? I have a lower deductible than the person who's car I was driving.

      Anonymous

      by Anonymous on July 16th, 2007

    • It's the insurance policy that's attached to the vehicle. In the case of a rental car they can allow you to use your own insurance while driving their vehicles. However, if you borrow a friend's car, it's on their insurance. Otherwise you could just use your grandma's $5 deductible insurance for example. The papers that are in the car will be used.

      geek860

      by geek860 on July 16th, 2007

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